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RE: [T3] Re/ Failing Pennsylvania Inspection...


Getting a ticket for an out of date inspection on a parked car is pretty
low...but if you look at it from the meter-maids perspective...say the car
was a couple months over due for an inspection. Theoretically it could be a
'danger' for it to be on the road. That is one of the reason's we have
inspections, right? Here in MA, if you get a ticket for an expired
inspection-it affects your insurance for the next three years or more, as it
is considered a moving violation. I agree with the idea of ticketing overdue
inspections-but I think they should be warnings, kind of like for a broken
windshield. Get it inspected within a week, and we waive the ticket.

As for insurance-try coming to MA and getting insured. Our insurance system
kind of sucks...your insurance rate is pretty much fixed(ie you can shop
around to different carriers, but they will all give you the same rate).
Your rate is determined by where you live and your SDIP rating(which goes up
for moving violations, and down for a 'ticket free year', adjusts annually).
Then if you have an accident-good luck getting a claim processed fairly. I
pay almost $1500 per year to insure 2 cars. '71 sqbk, and '65 bus. I'm
thinking of getting rid of the collision insurance, because if I get in an
accident-they will probably just say it is totaled, and it will take a very
long time to get a fair amount of money out of them. I would probably be
better off putting that money into a savings account.

Our inspections vary widely-depending on the shop you go to. A few years ago
they started testing emissions with the car under load, on a dynometer(sp),
as opposed to just idling. This sounds great, the problem-it doesn't apply
to 4-wheel drive(4WD) vehicle, because the machines can't test them. The
other problem-it raised the inspection fee. So now I pay more money for a
test-which doesn't even apply to me, because my car is over 25 years old.
And the worst polluters (4WD) don't have to take the emissions test.

The public auto insurance program sounds interesting-never thought of that
before. Makes sense to make it a tax on gas-thereby if you drive more, you
need to pay more into the insurance program, or get a more fuel efficient
vehicle. The only problem I can think of off the top-there is no incentive
to drive more carefully.

I don't understand why you need to have 2-cars to be able to register one as
an antique-that is such a car-centric view of the world! If you have a
car-you have to drive it!

Sorry for the long email...but heck it's Friday, and I'm on lunch break...

-kevin
'71 sqbk
'65 kombi
somerville, ma 



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