Re: [T3] I Just Want to CRY...Only not so much now.

["Carver" <carver@ncwebsurfer.com>]

Several options available:
First of all take the money, then

1) do the repairs yourself,
or
2) farm out the repairs you can't handle,
   such as major body work,
or
3) farm out the repairs to cheaper shops,
   that you know will do a good job,
or
4) find friends who will work with you
   and spend the money on refreshments,
or
5) do minimal repairs by yourself and sell,
or
6) you get the drift . . . .

You are entitled to the money regardless
of what you decide to do. It's none of
their business what you do (sorta). 
To them it represents the loss of value 
due to the accident.

If you decide to repair it, they would
like to know that it is completed, so
that if another accident occurs, they
will start at a lower evaluation of the
car for totaling purposes.

They will fight really hard if another
accident occurs in the same area and it
has not been fixed, since it wasn't 
repaired. Can you say (no $). No way to 
tell if damage old or new.

If you can get it fixed at a lower price,
by your own labor or better buying, that's 
your profit.

Ask them to cut you a check and tell them
that you will take it to the shop of your
own choice. After that, it's yours to do
what you will.

I did this after a $900 payout on my '80
Vanagon after I hit a deer. $5 of paint and
removal of some rubber trim, and one could
hardly tell it was damaged. I sold it with
the minimal repairs. Buyer knew of the damage.

Jeff  '67 Sqbk

-----Original Message-----
Well, I took my car to the Insurance Co. 
body shop and with parts estimates giving 
by me, the shop came up with an estimate 
of $1800 to fix the damage.


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