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re:insurance question


Just my experience here in MA...I was rear ended in my first type 3(1967) by
a drunk driver, this happened two years ago. 

Completely the other guys fault, I was stopped at a red light and he slammed
into the back of me. 

I had to fight with his insurance company a lot. They only offered me a bout
$400. 

I had to fight to get a rental car while the issue was resolved-this should
be covered, they damaged my car beyond it's ability to get me from point A
to point B. I got one after about three days-it was a long weekend, and hard
to get answers from weekend staff.

Then I had to fight over the value of the car-they said mine was a rust
bucket and not worth anything. They compared it to others for sale around
the US.

I agreed that it was rusty, but it was the only 1967 squareback in all of
New England(at least I thought so at the time), regardless of condition. To
get another one here in any condition would cost close to $1000. I had to
show receipts proving I had done a lot of work on the car-and was in the
process of restoring it.

I don't remember the final settlement, but it was probably around
$1500-2000.

I have no sympathy for Insurance companies-they try hard to screw you...so
fight for as much as you can. 

Also my car was eventually "totaled". But I got to keep it. Just don't
forget to cancel the registration, I did-and my insurance company billed me
for 4 months insurance. Don't ask about keeping it until after the
settlement-otherwise they may not offer you as much.

-kevin

'65 kombi
'71 sqbk
somerville, ma




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