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If the other person is at fault then don't give in to the insurance company. Take the person to small claims court if need be. Get an estimate of damage repairs, including a repaint, and you don't have to go with the cheapest as the insurance company has no say in what shop you use (in fact, I personally would NOT go to any repair shop an insurance company recommended unless it was a registered VW dealership). Aside from visual body damage you probably will have other damages as well. The drive train (wheel, complete axle and tranny) and engine should be checked over for damages as well since they (especially the tranny) received a healthy dose of the shock as well. The body may be ever so slightly shifted (happened to me when I rolled my baby) i.e. after repairs you may notice that one wheel fits inside the fender more or one wheel is closer to the fender lip. Damn, best of luck and don't give in! Toby "been there and done it" Erkson, air_cooled_nut@pobox.com '72 VW Squareback 1.6L bored and stroked to 2.0L '75 Porsche 914 1.8L Portland, Oregon, http://www.geocities.com/MotorCity/8501/ ______________________________ Reply Separator _________________________________ Subject: recent accident=problems with the adjuster Author: type-3-errors@umich.edu at SMTPGATE Date: 11/3/97 4:31 PM I was recently in an accident in my 66 squareback, and from what I hear it' s hard getting the true value of your car from the insurance agency. I was wondering if anyone could give me advice on dealing with the insurance adjusters, in order to get more money. My car was recently painted, and is in very good condition (mechanically and cosmetically). When I was driving another driver in a rental car pulled out in front of me. I managed not to hit him head on, but the whole right side (front fender, door, rear quarter panel) is damaged severely. It is still driveable, but the front axle seems bent. If anyone could tell me any information to help me out it would be greatly appreciated. thanks