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>From: HANSCHNEIR@aol.com
>As a result of the great advice, I'm going to insure my car for a stated
>value.
As a result of a couple of accidents a couple of years ago I learned two
lessons. The first was that it doesn't pay to try to argue with the other
guy's insurance company, that's my companys job, and they do a good job of
it without complaining. Getting your company to go after the other one is
called subrogation, and I found that it worked well and quickly after I had
wasted a year and lots of high blood pressure trying to leave my complay out
of it. That turned out to be a very stupid thing for me to do; I won't do
it again.
The second was that stated value policys are VERY nice. When my insurance
company started to complain that my car couldn't possibly be worth that much
I just mentioned that they hadn't minded taking the extra money from me over
the years, so why were they objecting now? They quickly admitted that I had
a point and paid up. No hassle, no high blood pressure.
Jim
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Melissa Kepner Jim Adney
jadney@vwtype3.org jadney@vwtype3.org
Laura Kepner-Adney
Madison, Wisconsin
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