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Whoa! The rear seats DO fold down, 60\40. Even when up the trunk is quite spacious! They are making $350/month payments, which is $100 cheaper than their combined car payments. Trade-in values vary (I give mine around $5000-$8000 if forced). Toby Erkson firstname.lastname@example.org <-- Please use this address for email '72 VW Squareback 1.6L bored and stroked to 2.0L, Berg five-speed '75 Porsche 914 1.8L, ORPCA member Portland, Oregon, http://www.geocities.com/MotorCity/8501/ >-----Original Message----- >But... The rear seat doesn't fold down into a flat cargo area! > >and they will give you what? $100.00 trade in? On a $28,000.00 >car? > >Aren't the payments something like $800/mo on that?